We strengthen the financial capacity of nonprofits through affordable and flexible operational loans and provide business guidance for staff and boards of directors.

Growth Partners Arizona (GPAz) loan experts work one-on-one with your organization to customize a loan based on your organization’s needs. We make the process as easy as possible and ensure that you are involved every step of the way.

Growth Partners Arizona helps your organization develop effective financial practices so you can devote more time to the people and communities you serve. When you borrow from GPAz and pay the loan back on time, you improve the credit history of your nonprofit, making it easier in the future to borrow from a bank. And, you “pay it forward” by making loan funds available for other organizations.


Growth Partners Arizona supports program expansion, social enterprises, and cash flow gaps while nonprofits await, for example: donations, membership/subscription fees, conclusion of major fundraising campaign, grants or other reimbursements.


  • Be a 501(c)(3) nonprofit entity with a current tax-exempt status certified by the IRS.
  • Minimum annual revenues of $100,000.
  • Be registered, and certified as in Good Standing, with the State of Arizona Office of the Corporation Commission.
  • 2 years in operation
  • Have a presence in Arizona.
  • Include at least three (3) non-related members of the board of directors who are not employees of the organization.
  • Preference will be given to organizations located in and/or providing services in CDFI investment areas.


  • $10,000 – $200,000 loan range (larger loans considered with other lenders)
  • Terms from six months to five years (loan amortization may be longer)
  • 6.25% interest rate + 3% fee (fixed for the entire term)
  • No prepayment penalty
  • Rolling application deadline
  • $100 application fee


To obtain an application please email [email protected] or call 520.382.9218 ext 4

To process your application please submit the following:

  • GPAz Loan Application and $100 application fee;
  • Organization mission statement and overview of the organization, services and impacts.  The impact statement should emphasize how the GPAz loan funds will help economically disadvantaged members of the community;
  • IRS Certification of 501(c)(3) non-profit status;
  • Two years of federal 990 tax returns (not required if audited financial statements are provided);
  • Two years of historical Balance Sheet and Profit and Loss financial statements (audited if available);
  • Current year-to-date financial statement (most recent Board-approved financials, usually current within 45 days);
  • A list of Board members/affiliation/contact information.
  • Completed loan application


Questions? Contact us for more information.