Providing businesses and nonprofits in Southern Arizona access to
ZERO PERCENT INTEREST LOANS.
Thank you for your interest in the Kiva Tucson Program.
At this time, we’ve placed a temporary pause on accepting new Kiva loan applications as we reassess our program structure and prepare for a strong, sustainable relaunch. This pause ensures that, when we resume, we can provide the dedicated support that local entrepreneurs truly deserve.
We remain committed to increasing access to capital for small businesses and underserved communities in Tucson — and we’re excited about what’s ahead.
Want to be the first to know when we reopen applications?
Click below to join our notification list, and we’ll keep you updated as soon as we’re ready to welcome new borrowers again.
Your Journey
Applying for a
Kiva Loan
Minimum Eligibility Criteria
- Must be 18 Years of Age
You must not currently be in foreclosure, bankruptcy, or under any liens.
You must not have had a violent or financial criminal conviction in the last 5 years.
You must not be a registered sex offender.
You must reside and operate your business in the United States.
Your loan profile is what lenders see when they click on your loan. It is how they learn about you, your business, and your goals, so it is very important to have the best loan profile possible to get as many lenders as you can.
Incorporation documents
Government registration (federal, state, county, or city)
Permits
Doing Business As, or Fictitious Business Name, or Assumed Business Name
Business tax returns*
Tax IDs/EINs
- 0% Interest
- Flexible Repayment Plans
- No Minimum Credit Score
- Free Marketing
- Access to Kiva Resources
- Access to the Kiva Network
- Support Throughout the Process
Awaiting Application Review
Kiva uses social underwriting to determine the creditworthiness of a borrower. We will never reject an entrepreneur because of their credit, net worth, or years in business.
We believe in providing transparent communication with our borrowers. The Kiva application process will go through various stages to ensure we are working collaboratively in helping you to achieve your goals.
Check our our tips for crowdfunding so that you are ready when your loan is posted.
Kiva
Fundraising
When fundraising your loan will go through a private phase and a public phase.
When fundraising your loan will go through a private phase and a public phase.
Awaiting Disbursal and Receiving Your Loan
I’ve fully funded! … Now what?
When your loan is fully funded, it will take 5-7 business days for your loan to be disbursed into the PayPal account you included in your loan application.
Learn More
Are you ready to launch your Kiva Campaign?
Thank You to Our Current Trustees:
