Empower Your Mission with
Tailored Financial Support
Unlock new possibilities for growth and impact with our Nonprofit Loan Program. Designed for changemakers like you.
Nonprofit Loans
Fueling Community Champions
In a world where resources are scarce but dreams are limitless, our Nonprofit Loan Program stands as a beacon of hope and support. Created with the vision of empowering local nonprofits, we offer financial solutions that are both accessible and impactful. Our mission is to enable your organization to reach its fullest potential, contributing to community development, economic empowerment, and the creation of inclusive spaces for all.
Benefits of the Loan Program
A Partner in Your Journey to Impact
Tailored Solutions to Amplify Your Impact
Our loans are designed with your unique needs in mind, offering flexible terms and rates. We also go beyond financing by providing resources and training to grow your capacity.
Community-Centered Mission-Aligned
We started out as a Nonprofit Loan Fund because we understood how important nonprofits are to our community. Working with us means you have a partner committed to ensuring our communities have the resources needed to thrive.
Program Overview
Fueling Change, Fostering Growth
Our Nonprofit Loan Program is here to empower your nonprofit to reach new heights. By providing the financial support needed for crucial investments like equipment upgrades and property renovations, we’re not just lending money—we’re investing in your mission. We understand the challenges of waiting for funds from donations, grants, and seasonal revenues. That’s why our program is designed to bridge those gaps, ensuring you have the resources to continue your vital work without pause. With our support, you can focus on expanding your impact and making a lasting difference in the community.
Growth Partners Arizona loans can support:
- Program growth and expansion
- Equipment purchases
- Tenant improvements and property renovations
- Bridge cash flow gaps while your nonprofit awaits:
- pledges and donations
- conclusion of major fundraising campaigns
- seasonal revenues from sources like tuiton sales, memberships or subscription fees, or grants and other reimbursements
- Be a 501(c)(3) nonprofit entity with a current tax-exempt status certified by the IRS.
- Be based in Arizona.
- Be registered, and certified as in Good Standing, with the State of Arizona Office of the Corporation Commission.
- Have a minimum of 2 years in operation.
- Have minimum annual revenues of $100,000.
- Include at least three (3) non-related members of the board of directors who are not employees of the organization.
- Note: preference will be given to organizations located in and/or providing services in CDFI investment areas.
- $10,000 – $200,000 loan range (larger loans considered with other lenders)
- Terms from six months to five years (loan amortization may be longer)
- 6.25% interest rate + 3% fee (fixed for the entire term)
- No prepayment penalty
- Rolling application deadline
- $100 application fee; other fees may apply
Please be prepared to provide the following information:
- Completed GPAz Loan Application and $100 application fee;
- Organization mission statement and overview of the organization, services and impacts. The impact statement should emphasize how the GPAz loan funds will help economically disadvantaged members of the community;
- Proof of IRS Certification of 501(c)(3) non-profit status;
- Two years of federal 990 tax returns (not required if audited financial statements are provided);
- Two years of historical Balance Sheet and Profit and Loss financial statements (audited if available);
- Current year-to-date financial statement (most recent Board-approved financials, usually current within 45 days);
- Current year’s budget and next year’s budget, if available.
- A list of Board members/affiliation/contact information.
Borrower Spotlight
Sol Dog Lodge and Training Center, Groundbreaking Event
We recently partnered with our community financing partners to provide capital to assist the AGR Foundation in securing funding to build a new facility in Southern Arizona.
Interested in growing your nonprofit financial knowledge?
If so check out our Nonprofit Finance & Loan Navigator program.