Providing businesses and nonprofits in Southern Arizona access to


KIVA Borrower, Maria Cortez | Owner Di Luna Candles

Dreams are universal. Opportunity is not. Through the Kiva Tucson Hub, we’re providing zero percent interest, no fee, and no collateral loans to our local small businesses and nonprofits. We leverage Kiva’s global online platform to facilitate community-backed loans to help you reach your financial goals. Kiva loans range from $1,000 to $15,000 for up to three years.

Meet Your Kiva Capital Access Manager

Alexa Rodriguez

Alexa Rodriguez is committed to providing customized support to each Kiva Borrower. She is passionate about supporting local small businesses and nonprofit organizations. As a Capital Access Manager, Alexa will guide you through the lending process and ensure you develop a winning campaign.

Your Journey

Applying for a
Kiva Loan

Minimum Eligibility Criteria

  • Must be 18 Years of Age
  • You must not currently be in foreclosure, bankruptcy, or under any liens.

  • You must not have had a violent or financial criminal conviction in the last 5 years.

  • You must not be a registered sex offender.

  • You must reside and operate your business in the United States.

To learn more about the application click here

Your loan profile is what lenders see when they click on your loan. It is how they learn about you, your business, and your goals, so it is very important to have the best loan profile possible to get as many lenders as you can.

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  • Incorporation documents

  • Government registration (federal, state, county, or city)

  • Permits

  • Doing Business As, or Fictitious Business Name, or Assumed Business Name

  • Business tax returns*

  • Tax IDs/EINs

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  • 0% Interest
  • Flexible Repayment Plans
  • No Minimum Credit Score
  • Free Marketing
  • Access to Kiva Resources
  • Access to the Kiva Network
  • Support Throughout the Process

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Awaiting Application Review

Kiva uses social underwriting to determine the creditworthiness of a borrower. We will never reject an entrepreneur because of their credit, net worth, or years in business.

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We believe in providing transparent communication with our borrowers. The Kiva application process will go through various stages to ensure we are working collaboratively in helping you to achieve your goals. 

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Check our our tips for crowdfunding so that you are ready when your loan is posted. 

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When fundraising your loan will go through a private phase and a public phase. 

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When fundraising your loan will go through a private phase and a public phase. 

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Awaiting Disbursal and Receiving Your Loan

I’ve fully funded! … Now what?

When your loan is fully funded, it will take 5-7 business days for your loan to be disbursed into the PayPal account you included in your loan application. 

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Are you ready to launch your Kiva Campaign?

Thank You to Our Current Trustees: